Investment is the economic behavior of a specific economic entity to invest a sufficient amount of money or physical currency equivalents in a certain field in order to obtain income or capital appreciation in the foreseeable future.
Investment is a process of signing an agreement with the other party for a specific purpose, promoting social development and realizing mutual benefit, and transferring funds in the form of currency purchase, enterprise equity participation and value replacement.
China investment varieties:
1, real estate. Many people invest in real estate, and one family buys N suites and waits for appreciation.
2. bonds. Bonds include national debt, financial bonds and corporate bonds. This is less risky than stocks, but the return is also low. You can choose compound interest. Many people can't buy government bonds, which are called "gilt-edged bonds" because of their good reputation, excellent interest rate and low risk. The risk of financial bonds is relatively large, and corporate bonds have the greatest risk and the highest income.
3. stocks. This is basically something that everyone knows. China's stock market dropped from more than 6,000 in 2008 to more than 2,000,438+065,438+0 in 2065. With the economic growth, the stocks did not rise, and the stocks of such a good company as PetroChina were not good. Buffett quit after earning $3.5 billion from PetroChina. Some people say that the China stock market is very similar to Japan, and it will never reach a high point again, but will only hover around 3,000. Perhaps this has something to do with the power of the China administration. And the herd mentality of China people.
4. Precious metals. It has been very hot for several years. "Buying gold in troubled times", under the circumstances of financial crisis, European debt crisis, too many unstable factors in the world and serious inflation in China, many people turn to gold, a universal substance with stable value. Many gold products of the bank, such as gold bars, paper gold and gold T+D.
5. insurance. Insurance companies have launched a lot of wealth management insurance, and the expected rate of return is around 6%.
6. Funds. A fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. People usually refer to funds mainly as securities investment funds.