In the fund market, these years can be said to be very hot. Many investors will make fixed investment when investing in funds, and the fixed investment of funds has the advantages of diversifying investment in batches and diluting costs, so it is favored by many investors. So, how much can 50 yuan earn by investing in funds every month? The following is Bian Xiao's collection of 202 1 how much money 50 yuan can earn from the monthly fixed investment fund. I hope I can help you.
How much can 50 yuan earn by investing in funds every month?
In fact, how much money an investment fund can earn for 50 yuan per month mainly depends on two points. First, how long is the investment period. The longer the investment period of general funds, the more obvious the correction of compound interest value and the higher the expected return. The second is to look at the timing of the fund's fixed investment. The better the entry opportunity, the higher the expected income.
Generally speaking, the expected return of the fund's fixed investment = total share held × current fund net value-input cost of fund subscription. If you invest in 50 yuan to buy funds every month, you need to invest in 600 yuan for one year, with a five-year principal of 3,000 yuan. According to the expected annualized income of 8%, the expected principal plus expected income after five years is about 3700 yuan.
Will a fixed investment definitely make money?
The fixed investment of the fund may not necessarily make money, but because the funds are invested in stages, the investment cost can be shared in the long run, so the risk of fixed investment of the fund is lower than that of one-time purchase. However, the fixed investment of the fund is a long-term investment. If the investor's fixed investment time is short, sell the fund before the net value of the fund exceeds its fixed investment cost. In this case, the fixed investment will not make money.
However, some conservative investors will lose money when investing in the fund, fearing further losses. In this case, the investment fund will also lose money. Finally, if the market situation is not good, the selected target will fall unilaterally and there will be losses.
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method.
Is it possible to earn ten times in ten years?
In fact, the fund's ten-fold fixed investment in ten years means a return of 1000%, which is still very difficult at present. Because the general fund's fixed investment belongs to medium and long-term investment, the profit opportunity is really great, but we can't just pursue the expected income. After all, high expected returns are accompanied by high risks.
So the possibility of earning ten times in ten years is still very low. However, it should be noted that any investment will have certain risks, and the fund's fixed investment is no exception. Moreover, the fund's fixed investment will invest in some high-risk stocks or index funds, so it may lose money, so everyone should be cautious in investing.
When will the fund be redeemed?
Insiders said that it is best to redeem the fixed investment of the fund when the market is at a relatively high level, because it is optional to redeem the fixed investment of the fund at a relatively high level at present, so investors should not only set a timely stop loss point, but also set a take profit point when investing in the fund.
If the income of the fund reaches the take-profit point, then investors should redeem the income and then leave the initial capital of the fund to continue investing. Moreover, this timely profit-taking point is set according to the needs of investors, and there are no certain restrictions.
2021How much can 50 yuan earn by investing in the fund every month?
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