According to different investment objects, it can be divided into stock funds, bond funds, hybrid funds and monetary funds. According to the classification standard of funds by CSRC, equity funds refer to funds with more than 80% of fund assets invested in stocks; More than 80% of the fund assets invested in bonds are bond funds. Hybrid funds refer to funds that invest in stocks, bonds, etc. Hybrid funds can be divided into partial stock funds, partial debt funds and balanced funds according to the investment ratio of stocks and creditor's rights assets and their investment strategies. The money fund mainly invests in low-risk short-term securities such as treasury bonds, central bank bills, bank time deposit certificates, interbank deposits, etc. (generally within one year, the average term is 120 days).

According to the different modes of operation, it can be divided into open-end funds and closed-end funds.

According to different investment regions, it can be divided into A-share funds investing in domestic securities market and QDII (qualified domestic institutional investor) funds investing in overseas markets.

According to different investment strategies, it can be divided into active funds and passive funds. Active fund is a kind of fund actively managed by fund managers, and its goal is to achieve performance beyond the market. It requires fund managers to conduct in-depth research on the securities market, actively choose investment varieties and determine the investment portfolio. Passive funds generally refer to index funds.