Unemployment insurance can better protect the basic livelihood of unemployed workers, which is the basic function of the unemployment insurance system. No one can guarantee that he will never lose his job in his life. Unemployment insurance is a kind of protection after our unemployment, which is very important for the unemployed.

To promote the reemployment of unemployed workers, the main purpose of unemployment insurance is to alleviate the temporary economic pressure of individuals, and it is fundamental to promote the reemployment of unemployed workers. For the unemployed workers themselves, their basic livelihood can be guaranteed by receiving the basic unemployment insurance fund. If they want to learn to change jobs, we can at least get basic protection at this time.

Unemployment insurance refers to a system that is enforced by the state through legislation and established by the society, and provides material assistance to workers who have temporarily interrupted their sources of livelihood because of unemployment, so as to ensure the basic livelihood of unemployed people during unemployment and promote their re-employment.

In our country, the unemployed are satisfied: employment is not interrupted by their own will; Have been registered as unemployed and have job requirements; To participate in unemployment insurance according to the regulations, the unit and I have fulfilled the payment obligation 1 year according to the prescribed three conditions before they can enjoy unemployment insurance benefits. The treatment mainly involves the following aspects:

Monthly unemployment insurance, that is, the basic living expenses paid by unemployment insurance agencies to eligible unemployed people according to regulations.

Medical subsidies during the period of receiving unemployment insurance benefits, that is, subsidies for medical expenses incurred during the period of receiving unemployment insurance benefits.

Funeral grants for the death of unemployed persons during the period of receiving unemployment insurance benefits and pensions for supporting their spouses' immediate family members.

Give compensation to the institutions that provide vocational training and job introduction for the unemployed during the period of receiving unemployment insurance money, or those who receive vocational training and job introduction, and help them find jobs again.

According to the Regulations on Unemployment Insurance (Order No.258 of the State Council), urban enterprises and institutions shall pay unemployment insurance premium at 1% to 1.5% of their total wages. Unit employees pay unemployment insurance premiums at 0.5% of their wages. Farmers contract workers recruited by urban enterprises and institutions do not pay unemployment insurance premiums.

The Regulations on Unemployment Insurance stipulates that the unemployment insurance fund consists of the following items:

Unemployment insurance premiums paid by urban enterprises and institutions and their employees;

Interest on the unemployment insurance fund;

Financial subsidies;

Other funds incorporated into the unemployment insurance fund according to law.

Unemployment insurance money consists of unemployment insurance money, medical subsidy, funeral subsidy and pension, vocational training and vocational introduction subsidy. The most important thing in unemployment insurance benefits is unemployment insurance. Unemployed people can only enjoy other benefits during the period of receiving unemployment insurance benefits.