In principle, funds should not go in and out frequently, and the handling fee should be given to the fund company free of charge, and the long-term holding should be moderate.
However, persistence itself is a vague concept. How long does it take to be "long-term"?
Simply emphasizing long-term persistence, and persisting in long-term persistence under any circumstances, does not conform to dialectics and is not good for income. For example, if it is 2007,
The fund bought on September 28 has been held for one year and seven months as of April 30, 2009, but the accumulated net value has decreased, that is, it is in a loss state. It should be said that by the first quarter of 2008, the bear market trend is already very obvious. Why should we hold it for a long time?
According to the stock market situation, proper band operation is beneficial to income, and band operation must not be ruled out. Of course, doing band requires a certain ability to judge the market outlook, which requires long-term study and practice.