1.** savings account * *: deposit part of the funds into a savings account to obtain stable interest income. Although the interest rate is low, the risk is also low.
2.** Time deposit * *: Consider putting some funds into time deposit to get higher interest than savings account. Time deposits usually have a certain lock-up period and cannot be withdrawn at will during the lock-up period.
3.** Money market funds * *: Investing in money market funds can get higher returns than savings accounts, and the liquidity is usually better.
4.** Bonds * *: You can get a fixed interest income by buying bonds with low risk. You can choose different types of bonds according to your risk tolerance and investment period, such as government bonds and corporate bonds.
5.** Stocks * *: Investing in stocks may bring higher returns, but it is also more risky. It is recommended to do your homework before investing, understand the basic laws of the stock market, and maintain a long-term investment mentality.
6.* * * * The same fund * *: Investing in the same fund can spread investment risks and obtain stable income. There are many types of mutual funds to choose from, such as stock funds, bond funds and hybrid funds.
7.** Real estate * *: Consider investing in real estate, such as buying real estate trusts or investing in the real estate rental market. Real estate is usually regarded as a long-term investment, which may bring higher returns.
8.** digital currency * *: Although the risk is high, digital currency such as Bitcoin and Ethereum may bring higher benefits. Before investing, please be sure to understand the market risks and laws and regulations of digital currency.
9.** Diversified investment * *: Diversified investment in different asset classes to reduce risks. You can configure your portfolio according to your risk tolerance and investment objectives.
10.** Seek professional advice * *: If you don't know much about investment, you can consider seeking the help of a professional financial consultant to make a suitable financial plan according to your actual situation.
Please note that investment is risky, and the above suggestions are for reference only. Before making any investment decision, please fully understand the relevant risks and ensure that your investment decision is in line with your risk tolerance and investment objectives.