We all know that the medical insurance card is what we need for medical reimbursement, which is related to our vital interests. But many people don't know how to use the medical insurance card correctly, which will bring bad consequences to themselves.

First, the scope of use of medical insurance card

Insured employees can swipe their cards on POS machines with passwords when purchasing medicines in designated hospitals and pharmacies, but they cannot withdraw cash or transfer money.

Second, the medical insurance card balance query

Insured employees can inquire about the balance by telephone, or at China Bank Savings Office or designated hospitals and pharmacies in urban areas. You can also log in to the social security inquiry system online.

Third, the medical insurance card transaction query

Insured employees can print medical insurance card transaction records with their ID cards and medical insurance to China Bank Savings Office, including expenditure records and consumption records of personal account funds. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.

Fourth, the medical insurance card password

If the insured employees change their passwords, they can make changes by phone, or they can make changes with their ID cards at China Bank Savings Office. If the insured employee forgets his password, he can report the loss of the original password with his ID card to China Bank Savings Office and change it.

Verb (abbreviation of verb) custody of medical insurance card

Insured employees should take good care of their medical insurance cards. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it in the medical insurance office for confirmation. Then, they will take their ID cards to China Bank Savings Office to report the loss and go through the replacement procedures. After 7 days, they can get a new card.

Matters needing attention about intransitive verbs

1. When the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, or stop using the card. After the transaction record is printed, the card can continue to be used.

2. In the pharmacy, 65,438+000% of the expenses are borne by yourself, and hospitalization can only enjoy the reimbursement ratio (which must be within the scope of medical insurance).

3. If the hospitalization is within the scope of medical insurance, the reimbursement scope is between 55% and 65% according to the actual expenses, such as the cost 1 10,000 yuan.

This is probably how the medical insurance card is used. I hope it will help everyone. If you are seriously ill and need hospitalization, it will be easy. Give the medical insurance card to the hospital and you can feel at ease. It doesn't matter if there is no money in the medical insurance card. The hospital will settle accounts with the medical insurance center when leaving the hospital. If you still don't understand, you can consult relevant lawyers online.

Legal objectivity:

Accounting system of social insurance fund Article 28 Expenditure of employee's basic medical insurance fund includes employee's basic medical insurance treatment expenditure, transfer expenditure, subsidy to subordinates, superior expenditure and other expenditures. Employees' basic medical insurance benefits are included in the employees' basic medical insurance fund benefits and employees' basic medical insurance personal account benefits according to regulations. Employee's basic medical insurance fund treatment expenditure refers to the medical expenses compensation expenditure paid by the co-ordination fund, including hospitalization expenses, outpatient serious illness and outpatient co-ordination expenses, within the scope of co-ordination fund payment according to regulations, above Qifubiaozhun and below the maximum payment limit. In the co-ordination areas where maternity insurance and employee basic medical insurance are merged, the employee basic medical insurance co-ordination fund treatment expenditure includes maternity treatment expenditure. Maternity treatment expenses include maternity medical expenses and maternity allowance expenses. Employee basic medical insurance personal account treatment expenditure refers to the expenditure paid by personal account according to regulations, mainly including outpatient expenses, hospitalization expenses and medical expenses incurred in designated retail pharmacies. Personal account funds shall not be used for non-medical expenses in principle. The basic medical insurance fund for employees shall, according to the specific circumstances, subsidize the lower-level expenditures and the higher-level expenditures respectively in the overall fund and the individual account fund. The transfer expenses of the employee's basic medical insurance fund shall be charged in the individual account fund.