1. How many years does Dongguan social security have to pay? Social security has two parts, pension and medical care, and pension is accumulated for 15 years. However, when the old-age pension stops, medical care can't be bought. Before retirement, medical care stopped, and then it was gone. Pension stopped, you can accumulate 15 years, medical treatment stopped for two months, and the previous payment was not counted. It was cleared, and medical treatment should reach 25 years in a row. It has been stopped, and the pension money can't be obtained. The most cost-effective thing is to start paying at the age of 3, and it is very cost-effective to retire at 55, and the pension medical care has not stopped. But the future national policy is uncertain. II. Regulations of Dongguan Social Security 1. Detailed Rules for the Implementation of Supplementary Insurance Supplementary insurance includes inpatient supplementary medical insurance and personal account of medical insurance. Those who have not participated in the supplementary medical insurance in hospital cannot choose flexible employees and students who have participated in the individual medical insurance account to participate in supplementary insurance. Individual contributions are required. According to the Detailed Rules for the Implementation of Supplementary Insurance, employees, urban and rural residents and flexible employees who have participated in supplementary medical insurance are selected, and employees and flexible employees from villages and towns go through the formalities of insurance payment. Supplementary insurance includes hospitalization supplementary medical insurance and personal account of medical insurance. The Municipal Social Security Bureau said that employers, villages and flexible employees can choose to participate in medical insurance accounts for all or part of the insured on the basis of participating in hospitalization supplementary insurance; Those who have not participated in the hospitalization supplementary medical insurance cannot choose to participate in the medical insurance account alone. 2. The payment base of medical insurance accounts is determined according to personal income. The Detailed Rules for Implementation clearly stipulate that the payment base of inpatient supplementary medical insurance is determined according to the average monthly salary of urban employees in the previous year. The payment base of medical insurance accounts is determined according to personal income, and the employees are declared by the employer on a monthly basis according to their own salary income, with a minimum of not less than 6% of the average monthly salary of urban employees in this city in the previous year and a maximum of not more than 3% of the average monthly salary of urban employees in this city in the previous year; For urban and rural residents, the monthly per capita net income of rural residents in this city in the previous year is the payment base. In addition, flexible employees can choose to participate in supplementary medical insurance according to employee standards, and if they participate in medical insurance accounts, their payment base will be declared by individuals according to employee standards. And according to the regulations, college students, primary and secondary school students who have not participated in the basic social medical insurance in the city by the school as a unit are uniformly selected to participate in the supplementary medical insurance. Among them, those who participate in the medical insurance account, the payment base is determined with reference to the standards of urban and rural residents. The above two types of personnel participate in supplementary medical insurance, and their contributions are borne by individuals. 3. Enjoy the basic insurance benefits first, and then enjoy the hospitalization supplementary insurance. It is clear in the Implementation Rules that the medical expenses incurred by the insured in hospital or in a specific outpatient clinic that meet the scope of social insurance payment in this Municipality are first paid according to the relevant provisions of the basic medical insurance, and those who participate in the hospitalization supplementary medical insurance and meet the conditions for enjoying the hospitalization supplementary medical insurance benefits will be paid according to the relevant provisions of the hospitalization supplementary medical insurance. The insured person is hospitalized due to accidental injury, and the basic medical expenses that meet the requirements are paid by the serious illness insurance funds, and the basic medical expenses paid by the individual can be subsidized according to the relevant provisions of the supplementary medical insurance for hospitalization. 4. If you have a medical insurance account, you can go to the community clinic for medical treatment and purchase medicine. If the insured person also participates in the medical insurance account, you can go to the designated social insurance hospitals, designated retail pharmacies and designated community health service institutions in this city for medical treatment and purchase medicine. You can directly use the social security card medical insurance account funds to pay related medical expenses, and the medical insurance pooling fund will not pay again. If the employer or individual who participates in the medical insurance account stops insurance, interrupts payment or fails to pay in full, he will stop enjoying the medical insurance account treatment from the month when he stops insurance, interrupts payment or owes money, and the balance of his medical insurance account can continue to be used. 5. Detailed Rules for the Implementation of Major Disease Insurance "Detailed Rules for Implementation" will be implemented from October 1, 213 and will be valid until September 3, 218. Serious illness insurance also insures accidental injury. Nutrition protection and drought protection sales bureau's health medicine can't report that the insured person has participated in the basic social medical insurance of this city, and it can be regarded as participating in the basic social medical insurance of major diseases at the same time without additional payment. After the implementation of the new social security policy, the insured person has participated in the basic social medical insurance of this city, and it can be regarded as participating in the basic social medical insurance of major diseases at the same time without additional payment. The Detailed Rules for the Implementation of Serious Illness Insurance defines the order of treatment enjoyment, that is, the medical expenses incurred by the insured person in hospital or in a specific outpatient clinic that meet the relevant provisions shall be paid in accordance with the basic medical insurance, supplementary medical insurance and other medical subsidies and the relevant provisions. On this basis, if the compliant medical expenses paid by the insured person meet the conditions for enjoying the treatment of serious illness insurance, they shall be paid by the serious illness insurance according to the relevant provisions. 6. The three types of expenses are not included in the Qifubiaozhun. However, after the insured's medical expenses are paid by basic medical insurance, supplementary medical insurance and other medical subsidies, three types of expenses are not included in the calculation of the Qifubiaozhun for major illness insurance. The package includes non-medical related expenses, which refers to the expenses unrelated to diagnosis and treatment incurred by the insured during hospitalization or specific outpatient treatment; Project cost of nutrition and health care medicine and materials.

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