In fact, for some novices or people without professional financial knowledge, lending stocks may not be able to achieve greater expected annual returns than funds. There has always been a "28 law" in the stock market, that is, 80% people lose money and 20% people make money. But when investing in stocks, how many friends can guarantee that they belong to that 20%?
At present, most investment friends, especially some new investors, chase after the stock rises, but in fact, many of these stocks, especially those without fundamental support, have good gains, but the fluctuations are also very intense.
Generally speaking, capital lenders have the concept of medium and long-term lending, so they can generally earn the range of market rise. Moreover, compared with individual stocks, capital lenders don't have to worry about waking up, and the listed companies have undergone earth-shaking changes. They don't have to inquire about listed companies everywhere, and they don't have to be troubled by false information. Although the fund is slow, it can obtain a sustained and stable expected annual rate of return.