The upper limit of Beijing provident fund payment is 12%, and the details are as follows:

1. The upper limit of Beijing provident fund is 12%, and the maximum monthly payment is 28,221 yuan. The provident fund can be used not only when buying a house, but also through a rental contract or an invoice for paying rent if renting a house in Beijing. Beijing 223 Housing Provident Fund Annual Housing Provident Fund will continue to implement the deposit ratio policy of 5% to 12%, and the deposit unit can independently determine the specific deposit ratio within the prescribed scope according to its own economic situation;

2. In 223, the upper limit of the annual housing provident fund deposit base is 28,221 yuan, the lower limit of the monthly deposit base is 2,32 yuan, and the lower limit of the monthly deposit base of employees receiving basic living expenses is 1,624 yuan. In addition, since August 1, 221, the monthly basic living standard used to calculate the loan amount of the newly accepted housing provident fund personal housing loan is 1624 yuan.

Legal basis: Article 26 of the Regulations on Housing Provident Fund Management

Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

the housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on granting or not granting the loan, and notify the applicant;

if the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.