In fact, investors who often want to buy on dips generally buy at high points. Not buying on dips, but buying on dips, and finally facing losses. In fact, at the ordinary investment level, there is basically no ability to choose time.
On the other hand, the fixed investment of the fund is the amount of regular investment, and you don't need to choose your own time. This is a mechanized and automated operation. Smart fixed investment can also realize the setting of buying more on dips and buying less on rallies. Fixed fund investment is the best investment for ordinary investors. What should the fund do specifically?
First, make a fixed investment amount according to your monthly income. It is suggested that investors can take out their spare money for fixed investment every month, and don't let the amount of fixed investment affect your normal living standard. Generally speaking, except the necessary expenses, half of the monthly balance can be used for fixed investment, that is, if 2,000 yuan can be saved every month, then 1 0,000 yuan can be used for fixed investment of the fund.
Then, set a fixed investment period. The cycle of fixed investment can choose weekly fixed investment or monthly fixed investment. Judging from the income calculation and back test of long-term fund fixed investment, there is little difference between weekly fixed investment and monthly fixed investment, which can be set according to personal habits. It is suggested that the monthly salary payment date can be selected as the fixed investment date of the fund.
Finally, determine the investment time of this fixed investment. The fixed investment of the fund is an investment method that needs long-term persistence. It is suggested that the investment time should be 3-5 years, and it is best not to give up halfway. Generally speaking, it takes more than three years for the fund to make a fixed investment to obtain higher returns, so investors must be patient.