You can still consider short-term deposits, but not long-term deposits, because the current financial industry is not optimistic and the forms are ever-changing. If it suddenly goes bankrupt, most of your deposits will be gone. After all, it is not a state-controlled bank.

1. Zhongguancun Bank Zhongguancun Bank is the first private bank approved to open in Beijing. It officially opened on July 16, 2017.

In the Zhongguancun plan, it is clearly proposed to promote the establishment of Zhongguancun Bank (zhongguancunBank), participate in the construction of the national over-the-counter trading market, and accelerate the establishment and development of the Beijing Equity Trading Center.

On July 16, 2017, Zhongguancun Bank officially opened.

Zhongguancun Bank was jointly initiated and established by 11 well-known listed companies in Zhongguancun, including UFIDA, Bishuiyuan, Enlight Media, and Oriental Garden.

Among them, UFIDA Network is the largest shareholder of the bank, with a shareholding ratio of 29.80%; Bishuiyuan, Guangguang Media and Oriental Garden are ranked second and tied for third shareholders respectively, with shareholding ratios of 27%, 9.9% and 9.9

%.

In October 2017, Wang Meng, president of Beijing Zhongguancun Bank, resigned due to personal reasons.

On September 20, 2018, Zhongguancun Bank issued a statement on the National Internet Financial Registration and Disclosure Service Platform under the China Mutual Finance Association, stating that it had passed the individual online lending fund depository system evaluation (P2P online lending institution depository bank)

whitelist".).

2. Development scale In terms of improving the science and technology financial service system, Zhongguancun will support enterprises to become stronger and bigger through mergers, acquisitions and reorganizations, striving to reach about 240 domestic and overseas listed companies, and striving to reach about 30 sub-funds established through cooperation with Zhongguancun Venture Capital’s guidance funds.

, carry out innovative pilot projects such as guaranteed financing, credit loans, intellectual property pledge loans, credit insurance and trade financing, and small loans, and support enterprises in issuing direct financing products such as trust plans, collective notes, and private placement bonds for small and medium-sized enterprises.

3. Business Scope In terms of strengthening financial innovation policy innovation, Zhongguancun will support enterprises in issuing new debt financing instruments, promote the securitization of technology property assets and pilot personal tax-deferred pension insurance, support enterprises in overseas mergers and acquisitions to acquire key and core technologies, and promote mobile

The combination of modern information technology and finance such as payments, social networks, search engines and cloud computing.

In addition, Beijing has studied and formulated an implementation plan for the decomposition of key tasks in the construction of the Zhongguancun National Science and Technology Finance Innovation Center, and put forward 46 policy recommendations.

In terms of improving the talent introduction work system, it has also been clearly proposed to strengthen support for financial talents.