Hybrid funds refer to funds with unlimited stock positions, mainly depending on how fund managers match. Stocks, bonds, money markets, etc. Can match the past, there is no clear investment direction. So, do hybrid funds have income on Saturday and Sunday? Does the hybrid foundation lose money? Bian Xiao has prepared the related contents of the Saturday and Sunday Fund for your reference.
If the fund falls to zero, will the money be gone?
If the fund falls to 0, the money will be gone, because if the income of the fund is 0, it means that your money is losing money, and this account will not make money or lose money, but generally speaking, it is rare for the fund to fall to 0, because the decline of the fund takes a long time and basically will not lose money at once.
To give a simple example: stock funds mainly invest in stocks, but stock funds invest in multiple stocks, so you can see that the fund has heavily invested in stocks, which has dispersed the risk of stocks to some extent. Secondly, there will be a price limit for ordinary stocks, which is generally 10%. Excluding GEM and science and technology innovation board stocks, it seems that stock funds will not lose money at once.
Therefore, when the fund loses money, everyone needs to set a stop loss point, that is, to avoid further losses caused by the fund's continued decline, so it is necessary to redeem the fund's stop loss.
Has the fund fallen to zero?
It is possible for the fund to fall to zero, but it is still rare for the fund to fall to zero, because when the fund loses money to a certain extent, most investors will redeem the fund and will not let the fund lose money until zero. Funds are volatile investments, which go up and down, and open-end funds can be redeemed at any time. When the fund suffers serious losses, it is ok to redeem the fund.
Fund decline 100%. No money?
Theoretically, if the fund falls by 100%, the principal will be lost, but in practice, this rarely happens because the foundation is graded. Generally, money funds and bond funds have little risk. They don't invest in the stock market, and their income is calculated on a daily basis, with little loss.
Equity funds, hybrid funds and index funds are relatively risky funds, some of which are invested in the stock market. Although the risk is relatively high, it is unlikely that they will fall by 100%, because some investors will stop their losses when the funds fall, and will not make them lose money. If they redeem a little, they won't lose 100%.
Will the fund net value fall to 0?
Generally speaking, the net value of the fund rarely falls to zero, because when the fund loses money to a certain extent, the fund will be liquidated. If the fund is liquidated, the fund will not continue to lose money and will distribute the remaining shares to investors.
If the fund loses money to the extent of liquidation, there will basically be no more left, so when buying a fund, you should learn to stop loss, that is, you should set a stop loss point. When the fund loses to this stop loss point, it is necessary to stop the loss in time to avoid the loss from expanding. When the fund returns to a certain extent, everyone needs to learn to take profit.
Will the money come back when the fund is cancelled?
If the fund is cancelled, the money will be returned. If the fund is in a revocable state, the purchased fund share will not be confirmed, and the previously purchased amount will be returned, so the fund will not be bought. However, it should be noted that if investors find that the fund cannot be revoked and the share has been confirmed, then they cannot be revoked and can only redeem the fund. If the fund redemption time is short, the handling fee is relatively expensive.
Therefore, when buying a fund, you need to consider whether to cancel the fund. If the cancellation time is exceeded, it cannot be cancelled. In addition, before buying a fund, you can refer to the past income of the fund. Although the past income of the fund does not represent the future, it will still have a certain reference function.
Will the money be deducted after the fund is revoked?
After the cancellation of the fund, money will not be deducted, because the fund is not in the buying state, so there is no need to deduct any fees. You only need to be cautious when buying a fund, because the fund is risky, and if the fund market is not good, you may lose the principal.
Therefore, when buying a fund, you must learn more about fund management, so that you can understand the fund better and reduce the possibility of losses. Secondly, if investors regret buying a fund and redeem it in a short time, the handling fee is relatively high, so when buying a fund, they should understand the fund handling fee and fund rules.
Do hybrid funds have income on Saturday and Sunday?
Most hybrid funds have no income on Saturday and Sunday, because most hybrid funds' positions will be dominated by stocks, so basically there will be no income on Saturday and Sunday. If the proportion of monetary bond investment in hybrid funds is relatively high, then there will be some income on Saturday and Sunday, so it is mainly based on the investment direction of funds to determine whether there is any income.
The risk of hybrid funds is generally greater than that of money funds and bond funds. Therefore, everyone must be cautious when buying hybrid funds. When buying, you can refer to a past income situation. When choosing, you can give priority to hybrid funds with good past returns. Although the past income does not represent the future, it will still have a certain reference function.
Does the hybrid foundation lose money?
When the market is good, the fund will make money when it goes up. When the market is bad, if the fund falls, it will lose money to the principal, so you need to be careful when buying the fund, and don't buy it at will.
If the risk tolerance is weak, you can consider a debt-biased hybrid fund: 50%~70% of the funds are used to invest in bonds and 20%~40% of the funds are used to invest in stocks, so the risk is relatively small.