First of all, the book rate of return has been growing steadily at that time, such as 2%, 2%, 1%, 4% and so on. We can see that the market growth trend is obvious at this time, but when it can grow is still uncertain, so as long as the fixed investment is maintained, there is no need to consider a single increase.

On the contrary, if you check the monthly statement, you find that the return rate of the fund with fixed investment suddenly drops 10% or 20%, and the stock market is depressed. This is the perfect time to enter the arena alone. Because when the yield plummets, the market shows a trend of shrinking volume and falling prices, often the market may have fallen to the bottom.

Super-emphasis is also at -30% and -20%. If the risk tolerance is relatively high and the amount of funds is relatively large, you can set the increase point lower and enter at -20%. If you can't bear higher risks, you can come back at -30%.

The proportion can be 1/3 or 1/4 of the original investment. In this way, with the increase of the original investment, the amount of holdings will also increase, and the proportion of amortized cost will also increase, and the effect will be better.

Both of these investment methods are desirable, and the specific bargain-hunting method still depends on the basic people's own choice.

Finally, it is pointed out that not all hunters will get good returns, but of course there are risks. How to avoid risks requires the basic people's judgment on the market and the fund in the later period, and also reminds everyone not to blindly add positions.