Survivors of employees who participate in the basic old-age insurance for enterprise employees (including on-the-job employees and retirees who died due to illness or non-work) can receive funeral grants and pensions.
1, the standard of funeral subsidy is calculated according to 2 times of the monthly per capita disposable income of urban residents in this province in the previous year when the insured dies. 2, the pension standard is determined by the following methods:
(1) On-the-job personnel (including employees with flexible employment and others who are insured in their personal capacity) shall determine the number of payment months based on the monthly per capita disposable income of urban residents in this province in the previous year at the time of death, according to their payment years (including actual payment years and deemed payment years, the same below).
If the payment period is less than 5 years, the payment period is 3 months; If the payment period is over 5 years but less than 10 year, the payment period is 6 months; If the payment period is over 10 years but not more than 15 years (inclusive), the payment period is 9 months; If the payment period exceeds 15 years, the number of payment months will increase 1 month for each additional payment/year. If the payment period exceeds 30 years, the longest payment period is 24 months according to the calculation of 30 years.
(2) For retirees (including retired personnel), the monthly per capita disposable income of urban residents in this province in the previous year at the time of death is taken as the base, and the maximum payment months are determined according to the payment period when they are on the job (the calculation method is the same as that of on-the-job personnel), and the basic pension 1 month is reduced every full year, and the minimum payment months are 9 months.
The above is the calculation method of receiving funeral grants and pensions. The specific calculation involves the monthly per capita disposable income of urban residents in the previous year, the payment period of the insured and the pension period, and the amount can be calculated one by one according to the actual situation.
legal ground
People's Republic of China (PRC) insurance law
Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.