Yin Hua performed well in the small-cap stock market in the first two years of its prosperity, and it was also the top ten of the 20 10 stocks. The performance in recent two years is unsatisfactory, ranking behind similar funds 1/3. Even the market did not outperform the broader market. Once again verified the China A-share fund performance on a roller coaster of the old tradition.

Whether to redeem it depends on your choice, because the absolute value of the loss will not be too much. If you don't want to lose money, it is recommended to consider stopping the fixed investment and not redeeming it for the time being until it rebounds to the basic solution in the future or the loss is fully redeemed within an acceptable range. Consider switching to other fund companies' products for fixed investment.

The difficulty of choosing a fund will not be less than that of choosing a stock, but there are relatively reliable choices. It is best to meet the following conditions. The more, the greater the probability of success:

The teams of large and medium-sized fund companies have strong operational strength, the company and fund managers have no major negative news, the fund managers are relatively stable, the past performance can be at least not lower than the market average, and the fund scale is no more than 8- 10 billion, preferably around 500-300 million. Try to avoid small fund companies and newly issued funds.