Rural insurance payment levels and receiving standards Rural pension insurance receiving standards: monthly pension benefit = basic pension (55 yuan) + total personal account = 139.

Pension benefits are composed of basic pension and personal account pension, and are paid for life.

The basic pension standard determined by the central government is 55 yuan per person per month.

Local governments can increase basic pension standards based on actual conditions. For rural residents who have paid contributions for a long time, basic pensions can be appropriately increased. The increase and additional funds will be spent by local governments.

Rural residents participating in the new rural insurance must pay pension insurance premiums in accordance with regulations.

The payment standards are currently set at five levels: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. Local governments can add payment levels according to actual conditions.

The insured can choose the payment level independently, and the more he pays, the more he will get.

Legal basis: Article 12 of the "Social Insurance Law of the People's Republic of China" The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance overall fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.