The reason for saying this is mainly because Alipay itself is a big Internet channel, in which almost all popular fund products will be launched. When people buy these fund products, the net value of these fund products will be further pushed up, but the valuation of these fund products will be too high, which will directly lead to the withdrawal of fund products. If a person blindly looks at the fund products recommended by Alipay, this person is likely to lose money in the process of investment.
First, people generally don't believe in the fund products recommended by Alipay.
When purchasing funds, many people will purchase fund products through Alipay channels. Because Alipay has many fund products to choose from, and Alipay itself has also carried out a series of interface optimization, the way to buy fund products is very simple. When a person has certain investment experience, he will basically not believe in the fund products recommended by Alipay, and will also choose the fund products that suit him according to his own investment strategy.
Second, the new products recommended by Alipay generally have no reference.
The reason for saying this is mainly because no one knows which fund product will have explosive power in the market before the fund products go out of the corresponding market. When a fund product rises sharply, Alipay will recommend such a fund product. For investors, there is absolutely no need for investors to buy these fund products at a high level.
Third, I personally advise investors to choose fund products according to their investment habits.
There are more than 8,000 fund products on the market, and only a few hundred can really help investors make money. It is also for this reason that investing in fund products will not be simpler than investing in stocks. Before we participate in the selection of fund products, we must be familiar with our own investment strategies, and we also need to conduct a full study of fund products. It is best not to blindly believe Alipay's recommendation.