The income of Alipay refers to the income of funds and/or other wealth management products held by current users; Cumulative income refers to the sum of all products purchased, including products that have been redeemed and products that are still held.

The difference between Alipay's holding income and accumulated income lies in:

Holding income does not include the income of redeemed products, but the accumulated income includes the income of all wealth management products that users have purchased. If the user buys at Alipay for the first time, there is no difference between the holding income and the accumulated income.

Expansion: Alipay platform is rich in wealth management products, including Yu 'ebao, regular wealth management, bank deposits, insurance, gold, funds and other wealth management products. In addition to Yu 'ebao, you can also choose to invest in regular wealth management, gold, funds and other wealth management products;

Relatively speaking, it is funds that buy more. Of course, different financial products correspond to different target groups, but these financial management methods also need to bear relatively high risks. Therefore, according to your own risk and income preferences, determine which product is most suitable for you, and the one that suits you is the best financial product.