Buying a fund is a risky investment behavior. Funds are divided into money funds, bond funds, hybrid funds and equity funds according to the degree of risk. The higher the income, the higher the risk. What kind of fund is good depends on your personal risk tolerance. If you are a young man with stable job and strong risk resistance, it is recommended to choose stock funds to seek high returns, such as investment advantages and China market. If they are elderly people with poor risk resistance, it is suggested to choose bond funds with low risk, such as Guo Fu Tian Li and Nanfang Baoyuan.

You can buy it at the bank, or you can buy and sell funds at the bank counter or online banking. China Merchants Bank sells the most funds on commission, and Bank of Communications offers the most favorable online banking rate (40% discount). In fact, it is precisely because of the hot situation of bank consignment funds and funds that the queues of banks are getting longer and longer. If you want to buy funds online, you can go to the bank, register your card as an online bank card and fund card (just fill out two forms and open it), and put the money in.