What is urban and rural residents’ pension insurance?
1. Urban and rural residents’ social pension insurance refers to the merger and implementation of the new rural pension insurance and urban pension insurance systems to establish a unified system nationwide Basic pension insurance system for urban and rural residents.
2. Legal basis
3. The "Opinions of the State Council on Establishing a Unified Basic Pension Insurance System for Urban and Rural Residents" stipulates that those who are over 16 years old and are not employees of state agencies and public institutions And urban and rural residents who are not covered by the basic employee pension insurance system can participate in urban and rural residents’ pension insurance at their place of residence.
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What is the basic pension insurance for urban and rural residents
Explanation of pension insurance< /p>
Social insurance is uniformly provided by the state to ensure the basic living needs of employees after retirement. In China, insurance funds are paid monthly by enterprises and employees based on a certain proportion of their wages. After an employee retires, the state pays a pension monthly according to a certain standard until the employee dies.
Word breakdown
The explanation of old-age care: to support the elderly and to provide for them until they die: to live and rest in leisurely life after getting old. A detailed explanation. It means taking care of oneself to delay aging. "Historical Records: Biography of Turtle Ce": "Jiangbang's family often eats turtles, thinking that it can guide the qi and is beneficial to aging and recuperation. Don't you believe it!" He lives and recuperates in old age. Tang and Song _ "Explanation of old-age insurance: A business that usually provides compensation for loss or damage caused by possible events such as death, fire, flood, accident or disease, according to agreed conditions or at a given rate. , or the status of such guaranteed medical insurance is safe and reliable, insurance knife insurance belt military devices such as landmines, missiles, weapons
What does the basic pension insurance for urban and rural residents mean? What does the basic pension insurance for urban and rural residents mean?
< p>1. The basic pension insurance for urban and rural residents is a social insurance. It is a local social pension insurance system based on local actual conditions to better protect the pension life of urban and rural residents. It is composed of individual contributions, collective subsidies, and government-related subsidies. The payment standards are divided into multiple levels. The insured can choose the payment standards independently. The purpose is to reduce as much financial pressure on the insured as possible while maximizing the benefits for the insured. The guarantor provides basic living security.2. In order to receive a pension under the pension insurance for urban and rural residents, the insured must have paid cumulative contributions for 15 years. Those who have reached the legal retirement age and have not received the basic pension security benefits stipulated by the state can receive it on a monthly basis. At the same time, we also adhere to the principle of paying more and getting more, paying more and getting more for a long time. Therefore, everyone can choose the payment level according to their financial status and pay in full every month to protect their retirement life.