What should I pay attention to when buying a fund?
1, depending on the situation of the fund manager: the investment characteristics of the fund manager, the performance of the previously managed funds, the rate of return from employment, the rate of return from employment, etc. can be comprehensively considered;
2. Look at the establishment time of the fund: when choosing a fund, if you don't know about the new fund, don't choose a new fund, because the new fund has no previous performance as a reference. You can consider the old fund of 3-5 years and refer to the past performance.
3. Look at the size of the fund: if the fund size is too small, it is easy to be liquidated, while if the fund size is large, it is not easy to manage, so it is better to choose a moderate scale;
4. Look at the subscription information of the fund: generally understand some subscription and redemption rates and transaction methods;
5. Look at the risk indicators of the fund: the risk indicators of the fund include Sharp ratio, maximum retracement and standard deviation. Investors see whether the risk of the fund is big or small and whether it is in line with their own risk tolerance. If it doesn't match, don't buy it, otherwise you can buy it.
What is the use of the fund's holding share?
Fund holding share refers to the number of funds held by users when they sell funds. Fund shares are similar to shares, and users enjoy the right to distribute fund income by virtue of the fund shares they hold. After the subscription is confirmed, the share of the fund held remains unchanged, and the income obtained during redemption and sale is reflected in the increase of the net value of the fund. Although the share does not directly represent the amount, the fund redemption amount is calculated according to the fund share, fund net value and redemption fee.