1, debit cards are more powerful. It can be used to deposit and withdraw cash, transfer money, pay utilities and shop online. It can also be used to buy financial services such as wealth management products, stocks, futures and funds. To put it bluntly, debit cards can achieve almost anything except the overdraft function of credit cards. Relatively speaking, the function of the savings card is relatively limited. Savings cards are limited to functions such as deposit and withdrawal, transfer, remittance and payment of living expenses. It cannot buy stock funds and other financial products.
1, Zhuhai China Resources Bank Co., Ltd., headquartered in Zhuhai City, Guangdong Province, China, was established in199665438+February, formerly known as Zhuhai City Commercial Bank Co., Ltd., and is a local city commercial bank. China Resources Group 20 1 1 withdrew from Hong Kong Resources Bank and was acquired by China Resources Group. At present, there are two branches, 5 1 branch and two village banks. On March 9th, 2020, "20 19 Top 100 Banks in China" was released, and Zhuhai China Resources Bank ranked 9 1. On April 25th, 20021,official website, Zhuhai China Resources Bank, issued the Announcement of Chairman Change of Zhuhai China Resources Bank Co., Ltd., which showed that the 9th meeting of the 6th Board of Directors of Zhuhai China Resources Bank, China agreed to elect Li Fuli as the chairman of China Resources Bank.
2. Zhuhai Commercial Bank announced in October11April. With the approval of China Banking Regulatory Commission and Zhuhai Administration for Industry and Commerce, its name was changed from Zhuhai Commercial Bank Co., Ltd. to Zhuhai China Resources Bank Co., Ltd. (hereinafter referred to as Zhuhai China Resources Bank), and its English name was changed to Zhuhai China Resources Bank Co., Ltd. On October 20 1 1 April11,the bank officially launched its name change and stamped its official seal. At the same time, the announcement clearly stated: "This name change does not affect the rights and obligations of customers and banks. The creditor's rights and debts of the former Zhuhai Commercial Bank and its subsidiaries are owned by Zhuhai China Resources Bank and its subsidiaries. Subordinate branches enjoy and bear. "
3. The success of restructuring has injected new vitality into Zhuhai China Resources Bank, and all business and risk control indicators have reached the best level in history. By the end of 20 1 1, the total assets of Zhuhai China Resources Bank had reached 46.3 billion yuan, and various deposits and loans had increased rapidly. By the end of 20 14, the total assets of Zhuhai China Resources Bank had reached 1027 billion yuan, and it officially entered the 100 billion club. It is the first independent legal person enterprise in Zhuhai with assets exceeding 100 billion yuan. It has two branches, namely Shenzhen Branch and Zhongshan Branch, 5/kloc-0 branches and/kloc-0 head office sales department, and two village banks. The main business includes: corporate business, retail business and financial market business.