Legal analysis: The municipal-level overall management of the Urban and Rural Resident Basic Medical Insurance Fund will be implemented from January 1, 2020, implementing "unified policies, territorial management, unified budgets, hierarchical responsibilities, unified accounting, and separate account creation" and risk-taking” management model. Basic medical insurance for urban and rural residents and critical illness insurance funds are included in the municipal fiscal social security fund special fiscal account, and "two lines of revenue and expenditure" management are implemented. In accordance with the regulations on the financial system of social insurance funds, establish and improve financial systems, strengthen fund management, and ensure fund safety.
Legal basis: "Social Insurance Law of the People's Republic of China"
Article 23 Employees shall participate in employee basic medical insurance, which shall be provided by the employer and employees in accordance with national regulations* **Same as paying basic medical insurance premiums.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexible employment personnel can participate in the basic medical insurance for employees, and individuals must pay for the basic medical insurance in accordance with national regulations. fee.
Article 26: The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with national regulations.
Article 27 Individuals participating in the basic medical insurance for employees who have made cumulative contributions for the number of years specified by the state when they reach the statutory retirement age will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance in accordance with national regulations. Benefits; those who have not reached the number of years stipulated by the state can pay until the number of years stipulated by the state.
Article 28: Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.