Only in recent years, with the explosive development of internet finance, many platforms began to allocate funds for customers with their own funds in order to attract customers, which made it take two trading days for the funds to arrive (redemption on T day, T+ 1 day in the evening or in the evening), and it can arrive in seconds.
This means of competition makes those fund companies or fund platforms without this business quite passive and forced to join this fund-raising war one after another. This is convenient for cargo-based users, but for platforms and banks, funds are quite tight. In particular, the bank's savings will soon be lost to the cargo base, and it is normal for the whole people to buy the cargo base, which is unbearable for banks.
Therefore, now the management department has ordered restrictions on the cargo base, and the advance funds should also be restricted. At the same time, the income of the cargo base has also been suppressed, and funds have gradually returned to the banking system.
Because banks have no depositors' deposits, they are also losing liquidity. However, the bank's depositor service is also quite poor, which leads to everyone's capital flight, and it is not unreasonable.
I hope that banks can improve their service quality and not let everyone feel cold, otherwise the forced return of funds may not be worth the loss.