1. Before purchasing a fund, investors need to carefully read the prospectus, fund contract, account opening procedures, trading rules and other documents related to the fund, and all fund sales outlets should provide the above documents for investors to consult at any time.
2. Individual investors should carry the debit card of the agent bank and valid identification documents (ID card, military officer's card or armed police card), and institutional investors should carry the original business license, organization code certificate or registration certificate, as well as the copy of the official seal, power of attorney, agent's ID card and copy of the above documents.
3. Bring the preparation materials. Customers fill in the Application Form for Fund Business at the bank counter outlets, and then receive the business receipt. Individual investors also need to get a fund trading card and go to the counter to receive business confirmation two days after handling the fund business. Units or individuals can engage in fund subscription and redemption after receiving business confirmation.
4. After completing the preparation for opening an account, citizens can choose their own time to purchase the fund. Individual investors can bring the debit card and fund trading card of the correspondent bank to the counter of the agency outlet to fill in the Application Form for Fund Trading (institutional investors need to affix the reserved seal), and must submit the application before the day of subscription 15: 00, and the counter will accept and receive the receipt of fund business. Two days after handling the fund business, investors can print the business confirmation at the counter.
Matters needing attention
1. The subscription of the restructured fund shall be placed by the original fund holder at the specified ratio and price within the specified time.
When investors invest in open-end funds, they should first open special fund accounts and corresponding fund accounts in the fund management company or its designated institutions; An investor can only open an account at one sales outlet and only one fund account; When investing in different open-end funds managed by different fund management companies, you should go through the formalities in different fund management companies or their agencies respectively.
2. The transaction mode of the fund varies with the nature of the fund. Closed-end funds have a closed period, during which the fund scale is stable and investors are not allowed to purchase or redeem it. Therefore, in order to meet the liquidity needs of investors, closed-end funds usually apply for listing on the stock exchange after their establishment, and the trading method is similar to that of stocks, that is, trading among investors.
However, because the scale of open-end fund is "open", its scale changes during the fund's existence. Except that laws and regulations allow the fund to accept subscription and not redemption within three months from the date of establishment, according to the provisions of the fund contract and prospectus, the rest of the time, if there is no special reason, investors should accept subscription and redemption on each trading day.
Therefore, the trading mode of open-end funds is OTC, which is conducted between investors and fund managers or their agents. Investors can buy and sell fund bonds at the business outlets of fund management companies or their agencies, and handle the subscription and redemption of fund shares at any time.
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