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What are the qualifications for applying for Home Ownership Scheme? What about the white watch? What is the income limit?
There are two qualifications for applying for first-hand HOS flats: Green Form and White Form:

Green watch

People living in public housing are willing to unconditionally return public housing to the housing department within 60 days from the date of receiving the purchased housing.

Green Form Certificate issued by Housing Department/Urban Renewal Authority:

Applicants who have been verified to be eligible for public housing and will be allocated public housing within one year are waiting to be deleted;

Junior civil servants who have been verified to be qualified to apply for public housing quotas and choose the Home Ownership Scheme;

Individuals and victims eligible for public housing and affected by the * * * clearance plan;

Persons eligible for public housing and affected by urban renewal projects; and

Divorced/separated public housing tenants who are eligible for public housing.

Holders of a valid "guarantee" issued by the Housing Department:

Staff of the Building Assistant Grade of the Housing Department who have been issued with a guarantee under the fourth special arrangement are still required to comply with the requirements on the ownership of residential property when applying for a guarantee when using the guarantee to purchase units.

Staff of the Building Assistant grade of the Housing Department who have been issued with the "Letter of Guarantee" through the fifth special arrangement are still required to meet the qualification requirements listed when applying for the "Letter of Guarantee":

Ownership of residential property;

Time for family members to live in Hong Kong;

If the applicant's family members are civil servants, their salary scale is limited.

When the staff of the Building Services Assistant Grade of the Housing Department use the letter of guarantee to purchase units, if they are issued with the letter of guarantee through the special arrangement of the Chief Executive Officer's (Property Management) Note dated 25 March 2002 and the Senior Executive Officer's (Property Management) Note dated 23 May 2005, they still have to abide by all the relevant requirements contained in the above notes and all their annexes.

Beneficiaries of the rent allowance scheme for the elderly can also apply with the green form. After 60 days from the date of receipt of the purchased unit, its rental allowance will be terminated.

*: When purchasing HOS flats, the Green Form Qualification Certificate must still meet the qualification requirements listed in the certificate.

(Notes for Green Form Applicants in Phase II of 2007)

hos . housingau thority/hdw/c content/static/file/b5/residential/hos 07/phase 2/pdf/AG(GF)。 Extension of portable document format file (abbreviation of portable document format)

White watch

Anyone who does not qualify as a green form is classified as a white form. White form applicants are subject to income and assets restrictions (green forms have no income and assets restrictions, but they are subject to green form qualifications when applying for green form qualifications).

housing authority/b5/about us/news/press releases/0,,2-0- 175 18 - 0,00

The income and asset limits of the Home Ownership Scheme in 2008 are as follows:

Household income limit (yuan) Asset limit (yuan)

1 person 1 1, 500 USD 330,000 USD *

Two or more persons * * * $23,000 ($24,265,438+065,438+0) $660,000 * *

* 1 elderly household will adopt a higher asset limit of $352,000 on the waiting list.

* * Four-person elderly households (core households and non-core households composed entirely of elderly people) will adopt a higher waiting list asset limit of $724,000.

* * * If the corresponding waiting list income and/or asset limit is higher than the current HOS limit, the corresponding waiting list limit will be adopted.

If a family contributes 5% to the mandatory provident fund scheme according to the law, the actual income limit is the figure in brackets.

Priority in choosing Home Ownership Scheme buildings

(Green Form) Families affected by the Housing Authority's clearance plan;

(Green Form) Families participating in the Priority Housing Scheme for the Elderly;

(Green Form) Families not participating in the Priority Housing Scheme for the Elderly;

(Green Form) Singles affected by the Housing Authority's clearance programme;

(green form) single person;

(white form) nuclear families participating in the elderly priority housing allocation scheme;

(white form) nuclear families who have not participated in the elderly priority housing allocation scheme;

(white form) non-nuclear family;

(White form) Single person.

Notes for White Form Applicants (Phase II, 2007)

hos . housing authority/hdw/content/static/file/b5/residential/hos 07/phase 2/pdf/AG(WF)。 Extension of portable document format file (abbreviation of portable document format)

Apply for qualification

Seventh: Anyone who applies for buying a flat outside the Tenants Purchase Scheme on a white form can apply for the following family combinations as long as the following conditions are met:

(A)( 1) single person (note 1)

(2) To apply for a family combination, the relationship between the applicant and his family members must be one of the following:

(a) husband and wife (marriage certificate must be issued before the application deadline);

Parents and children;

Grandparents and grandchildren;

Other relatives.

The above (a) and (b) belong to the nuclear family, while (c) and (d) belong to the non-nuclear family. (c) A family of type C will be regarded as a nuclear family if it can prove that the grandchild's parents are both dead, otherwise it will remain a non-nuclear family; However, if both grandparents are applying and one of them is the applicant, it can be regarded as a nuclear family. White table non-nuclear families will be selected after all white table nuclear families. Next year, white form singles will choose a unit after all white form family combination applicants. When it is their turn to choose a flat, white-form singles can choose any accumulated flat sold at that time.

Successful home buyers (including singles) and their spouses can no longer apply for any housing subsidy scheme of the HA/HS.

(3) Each member in the application must live with the applicant. Spouses of all family members must be listed on the same application form, unless there is a divorce document to prove that they are legally divorced, and the spouse has no right to enter China or Hongkong or has passed away. If any family member is under 18 years old, his parents or legal guardians must be included in the same application.

Monthly limit of total household income

1. Including:

(a) All pre-tax income, that is, the current basic salary (Note 2), as well as all fixed and non-fixed bonuses, commissions, double salaries and various allowances (Notes 3, 4 and 5);

(b) Income from business profits or other investments (Note 6);

Monthly pension;

Divorce alimony;

(e) Monthly rental income "includes income from subletting buildings as second landlords and rental income from properties (including shops, parking spaces, commercial/industrial buildings, etc.). ) and land owned in Hongkong, China and overseas ". If the property or land is vacant, it is also regarded as rental income (Note 7);

Housing subsidies (Note 8);

(g) Dividends or interest on time deposits in banks (Note 9); and

(h) Any abnormal income obtained in the past 12 months, or benefits obtained from any kind of business (such as resale of property and stocks in Hongkong, China and overseas) shall be reported as a monthly average.

Household net assets limit

Applicants and their family members are required to declare their net assets in the fourth part of the application. These assets include:

(1) Land: including * * * land grant and land exchange rights of Party A and Party B.. Current net value of land in China, Hong Kong and overseas. If the land concerned is jointly owned, only the current net interest value needs to be declared.

(2) Property: including completed and pre-sold houses, industrial and commercial properties, parking spaces and agreed properties in Hongkong, China Mainland and overseas, and the current net value after deducting outstanding mortgage loans from the market value. If the property concerned is jointly owned, only the current net interest should be declared.

(3) Vehicles: including private cars, minivans, trucks, container trucks and motorcycles, the current net value after deducting the outstanding mortgage loans from the market value.

(4) Taxi/minibus licence: the current net value after deducting the outstanding mortgage loan from the market value. If the licenses are jointly owned, only the current net value of interest needs to be declared.

(5) Investment: including stocks, bonds, commodity futures, gold, paper gold, certificates of deposit, securities deposits, mutual funds and trust funds of listed companies, the value of which is calculated by the closing price of the unit on the day before the application is submitted.

(6) Business: including the rights and interests of sole proprietorship or partnership firms or limited companies. Total book value, existing inventory, accounts receivable, bank account balance, available cash, vehicle residual value, real estate market value, etc. are the net asset values obtained by subtracting various liabilities. Including factories and machinery recently verified or listed in the interim financial report. If the business is operated in the form of partnership or limited company, only the current net interest should be declared.

(7) Bank demand/time deposits and available cash: Bank demand/time deposits include savings/demand accounts and time deposits in Hong Kong dollars and foreign currencies, which are calculated according to the deposit balance on the day before the application is submitted. Available cash includes HK$ 5,000 and above and equivalent foreign currency, and the cash amount is calculated as 100 yuan.

Page 2 7(g)

From 24 months before the date of application until the planned buildings are purchased, the applicant and his family members shall not (1) own or jointly own any residential buildings; Or (ii) enter into an agreement for the purchase of residential buildings; (three) holding more than half of the shares of the company that owns the residential building. Residential buildings include any post-war buildings in China and Hongkong, uncompleted private residential buildings, pre-war residential buildings that are not subject to rent control or used for self-occupation, rooftop structures permitted by the Building Authority, construction sites and small house land grants.

procedure

Take the application form first and return it before the deadline. If there is an employer, the employer shall fill in the salary certificate and affix the company seal. The first and last pages of the bank passbook need to be copied. In addition, the form cannot be altered with correction fluid, otherwise it will be invalid.

Wait until the beads are stirred up, and then wait in line to choose a building; Failure to choose a house at the specified time, or failure to pay the down payment before the specified time limit, will be regarded as waiver.

The first phase of the green form is 5%, and the white form is10%; Failure to pay the down payment within the prescribed time limit shall be deemed as waiver.

The purchase area has nothing to do with the number of applicants, but depends on what goods you have when you choose. Personal advice is to buy a building that you can afford.

Reference: One of the applicants for the second phase of HOS in 2007 will continue to apply for the third phase! , the latest information is as follows:

The Subsidized Housing Committee also approved the revised income and asset limits for White Form applicants today. The limit is calculated according to the review mechanism based on household expenditure.

The income limit of family applicants is raised from 22,000 yuan to 23,000 yuan per month, and the asset limit is raised from 6 10000 yuan to 660,000 yuan; The income and asset limits of one-person applicants are still set at half of those of family applicants according to the previous practice. For elderly households with 1 person, a higher waiting list asset limit of $352,000 is adopted.

Green Form applicants, that is, public housing tenants or holders of green form qualification certificates on the waiting list, are not required to undergo a means test.

The income and asset limits of the Home Ownership Scheme in 2008 are as follows:

Household income limit (yuan) Asset limit (yuan)

1 person 1 1, 500 (12,105) 330,000 *

2 persons or * * 23 000 (24 265 438+065 438+0) 660 000 * *

* 1 elderly household will adopt a higher asset limit of $352,000 on the waiting list.

* * Four-person elderly households (core households and non-core households composed entirely of elderly people) will adopt a higher waiting list asset limit of $724,000.

* * * If the income and/or asset limits of the corresponding waiting list are higher than those of the existing Home Ownership Scheme, the corresponding waiting list limits will be adopted.

If a family contributes 5% to the mandatory provident fund scheme according to the law, the actual income limit is the figure in brackets. ,