For example, Xu Aizhou, a famous ship king in China, scrimped and saved after his death, giving his son 2 million yuan every month, but his son felt aggrieved after calculating the time when he received the inheritance. Why?
Although Xu Aizhou was born in a peasant family, his father had become a famous shipping company at that time. He even saved a large sum of money from scratch and set up a famous "Futai" shipping company, which monopolized the merchant ships that went to sea in modern China and became the real "king of ships".
As the third son of Xu Aizhou, Xu Shixun inherited his father's business acumen and fighting spirit. He developed his father's business group and finally earned 42 billion. As the saying goes, "You can't be rich for three generations", and Xu Shixun is also worried that his father and his family business will be destroyed by his son. In particular, he knew that his son Xu Jinheng was an uneducated "rich second generation", who had no ability from the bottom, and only knew how to use his family's property to lead a life of intoxication.
As the grandson of Ship King, Xu Jinheng has brought people scandals of many actresses instead of business miracles and corporate background. His ex-wife is He Chaoqiong, the daughter of Macau gambling king Stanley Ho, his ex-girlfriend is Carina Lau, and his current wife is Mi Xueer monique Rice. In addition, he also had contacts with Chen Fa Yong, Deng and others, and was known as a "fighter among men".
Therefore, for his only son, Xu Shixun is very clear that if all the property is given to him, it will undoubtedly be a huge challenge to the family, and the Hsu family is likely to decline from now on.
So he thought of a good way, that is, to turn all the property entrusted to the trust into a huge insurance policy, and only give his son and daughter-in-law 2 million yuan as expenses every month, and leave the rest of the funds to the foundation's financial management team, who will use these funds to invest and lay the foundation for the prosperity of the Xu family's descendants.
This approach is full of wisdom. Since your son is not a talented person, you should scrimp and save, provide him with food and clothing, and don't let him be extravagant, lest he become the black sheep. Sun Tzu treated his son in the same way after his death. If you meet successful descendants, you can naturally recreate a business legend with a monthly income of 2 million.
But this result was not accepted by Xu Jinheng. After all, his original 42 billion is limited. He calculated the time and found that it would take 2 1 1,000 months to get the inheritance, that is, 1 750 years to spend it, which made him unhappy instantly.
Therefore, the evaluation of Xu Jinheng by the outside media is also a "pseudo-rich man", because he has no assets of his own, lives entirely on his father's legacy, and even the mansion he lives in is not his own name.
Once the father's inheritance goes wrong, it is likely that he will become an ordinary person from the rich second generation, and even food and clothing may not be maintained. Xu Shixun's method solved the problem of "being rich but not rich for three generations", extended the family backward, and kept the family prosperous within ten generations.