Financial products suitable for small investments are characterized by low thresholds. Among them, the following financial products meet this condition: 1. The threshold of funds is low. Some monetary funds can be purchased for one yuan, and some stock funds can be purchased for 10 yuan or 1,000 yuan.
You can buy it. When investors buy a fund, they can buy it through fixed investment. Through continuous buying and increasing the share of the position, they can evenly share the cost of the position and diversify the risk.
2. In the stock market, the minimum unit for investors to buy is 100 shares. For those stocks worth a few yuan or tens of yuan, you can buy hundreds or thousands. It should be noted that the risk of stocks
and profitability are relatively high, investors should reasonably control their risks when purchasing.
3. Gold accumulation Gold accumulation business refers to a liability business in which banks open gold accumulation accounts for individual customers and record the deposit of a certain weight of gold by individual customers in a certain period. The threshold is low. Generally speaking, the minimum deposit is 1 gram, or
Investment starts from 100 yuan per month.
4. Treasury bond reverse repurchase The essence of treasury bond reverse repurchase is a short-term loan. Individuals lend their own funds through the treasury bond repurchase market and obtain fixed interest income. The threshold is 1,000 yuan.
5. The funds deposited by Yu'ebao investors into Yu'ebao are generally used to purchase some currency funds, which have lower risks and more stable returns. At the same time, they are also more convenient for investors' daily expenses.
6. Convertible bonds Convertible bonds are different from treasury bonds. They are generally bonds issued by listed companies for financing. They have dual attributes of bonds and stocks. When convertible bonds are issued, investors can subscribe and usually win the lottery.
At 1,000 yuan, the threshold is low and the risk is much lower than stocks. Most convertible bonds will open higher on the first day of listing.
7. Bank deposits: There is no threshold for bank demand deposits. No matter how small the amount is, you can deposit it. However, the interest rate on demand deposits is too low, so it is recommended to deposit it as a time deposit.
The minimum deposit amount for time deposits is not high, just 50 yuan is enough. At the same time, you can get higher expected interest returns than current deposits.