Many people think that bookkeeping is troublesome, cumbersome and useless. What should be spent is still spent, so they are too lazy to remember.
In fact, you might as well consciously remember for one month first, so that you can clearly know your consumption situation and prescribe the right medicine.
Look at how much you need to spend a month, what are the necessary expenses and what are the unnecessary expenses, find out these unnecessary expenses, and reduce and control this kind of consumption.
2. Make a good consumption budget
When you know your consumption situation, you can make a monthly consumption budget, so it is not easy to overspend.
3. Unified payment method
For example, if your budget is 65,438+0,000 yuan, then put this money in a money fund that can be used conveniently and flexibly, and pay it from here every time you want to buy something, which is not only convenient to use, but also profitable.
Of course, the biggest advantage of this is that every time you spend money, you can clearly know how much money is left this month, so you won't spend it lavishly.
4. Brush less shopping software and visit less supermarkets.
My husband always likes to brush those shopping software when he is free, and he can't help but want to buy something when he sees it. So to save money, the most important thing is to stay away from temptation.
Usually, I don't brush shopping software and visit supermarkets and shopping malls less, so I can't see those things and have less desire to buy.
Don't buy things you don't need for discount.
In order to attract customers to spend more, some shops will set up xx discounts and other activities. At this time, you should be rational and don't buy unnecessary things for the sake of discount, otherwise you will not enjoy the discount and spend more money.
6. learn to break up.
Many times, we feel that the more things we have, the stronger our happiness. Actually, I think about your wardrobe, but I can't find my favorite clothes. It takes a long time to tidy up clothes every time. Are you tired and annoyed?
Think again. If your clothes are few and fine, just take out one you like and have good quality, will your mood be different immediately?
What you see are all your favorite things. Think about it. Isn't it cool?
So you might as well learn to break away and give up your obsession with things.
Before buying clothes, think about whether it can have at least three combinations. If not, please proceed with caution.
Before you buy something, ask yourself three questions: "Do I really need this thing?" "Is this thing in line with my spending power?" "Do I really like this thing?"