1. Payment stop in credit card status refers to the function that the credit card is stopped from paying.

2. Loss reporting of a credit card, the request of the main card for the supplementary card to stop payment, failure to repay within the time limit, etc. may all lead to the suspension of payment of the credit card, and the credit card cannot continue to be used until the payment is stopped. At the same time, the credit card stop payment will also be displayed in the credit report.

how does the bank handle the suspension of credit card payment

1. If the overdraft is overdue, the cardholder can apply to the issuing bank to cancel the suspension of payment after timely returning the overdue overdraft principal and interest. However, the bank has the right to reduce the amount at its discretion before terminating the payment, and even has the right to reduce the amount of overdue cardholders with high risks and not terminate the payment.

2. If the payment is stopped due to suspected cash withdrawal, the cardholder must provide compliant credit card credentials before applying for cancellation of payment suspension (credit card credentials include credit card receipts, merchant's invoices, etc., which can prove that the cardholder normally uses the card).

3. customers with potential risks are stopped paying: the bank must check and verify the risks of the cardholders, and after eliminating the potential risks, the bank will terminate the payment stop as appropriate.

4. The bank will not cancel the payment stop for acts such as false card handling and fake card.

Cardholders should develop good repayment habits, repay in time before the repayment due date, and regulate the card use behavior: malicious overdraft, cash withdrawal and fraudulent card use are strictly prohibited.

Legal basis:

Article 249 of the Civil Procedure Law of the People's Republic of China

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the property of the person subjected to execution such as deposits, bonds, stocks and fund shares. The people's court has the right to seize, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property inquired, seized, frozen, transferred or changed in price by the people's court shall not exceed the scope of the obligations that the person subjected to execution shall perform.

when the people's court decides to seize, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.