You need to pay medical insurance, but there are preferential policies. In addition, in the field of treatment, in addition to the normal reimbursement of medical insurance and the new rural cooperative medical system, if the burden of personal medical expenses is still heavy, you can apply for urban medical assistance and rural medical assistance subsidies in the local civil affairs department.

National regulations:

Fifteenth people with disabilities who meet the conditions of urban and rural minimum living security support shall be included in the scope of minimum living security support by the civil affairs administrative department. The people's governments at or above the county level shall take measures to ensure the basic livelihood of the families of the disabled who cannot guarantee the basic livelihood after enjoying the minimum living allowance.

The people's governments at or above the county level shall give nursing subsidies to disabled people who cannot take care of themselves. Encourage and support social forces to set up institutions for the care of the disabled.

Extended data:

Medical insurance settlement procedures:

(1) Settlement procedures for inpatient and outpatient treatment of special diseases

Designated medical institutions shall submit the expense list, hospitalization list and related materials of discharged patients last month to the medical insurance agency before 10 every month, which will be used as the basis for monthly pre-allocation and year-end final accounts after examination. The medical insurance agency pre-allocated the hospitalization and outpatient expenses for special diseases last month.

Insured persons who have been identified as suffering from special diseases shall go to the designated medical institutions designated by the labor and social security departments for medical treatment and medicine purchase, and the medical expenses incurred shall be directly recorded and settled immediately.

(2) Emergency settlement procedures

The medical expenses incurred by the insured due to emergency rescue to non-designated medical institutions in the city and medical institutions in different places shall be paid in advance by individuals or units. After the emergency rescue, the medical insurance agency shall handle the reimbursement procedures according to the provisions with the emergency hospitalization medical records, inspection, laboratory test sheets, invoices and detailed list of medical expenses.

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