What about this fund? -Because it is a new fund, there is no historical performance to refer to, so we can only look at the index he is tracking: CSI 500.

In the last three years, the cumulative yield of the CSI 500 Index is relatively high among the major domestic indexes, exceeding Shenzhen 100 Index 18.76%, Shenzhen Component Index 33.87% and Shanghai Composite Index 107.67%. Since 2009, the trend of CSI 500 has been better than most indexes in the market. By1October 27th 10, the cumulative increase of CSI 500 was 96.35%, which was higher than the yield of Shenzhen Stock Exchange 100/.61percentage point, 4.96% and1percentage point.

How did he get the bonus? -Fund dividends are meaningless to fund holders.

Let me show you the true face of fund dividends:

Example (calculated by cash bonus):

Suppose: you buy 10000 funds with a net value of 1 yuan, and after a period of time, the net value of the funds rises to 1.6 yuan.

At this time, the fund company decided to pay dividends to the fund, and distributed a dividend of 2 yuan for every 65,438+00 fund shares.

Then, the assets of investors before dividends are: fund share × fund net value =1000×1.6 =16000 yuan.

After dividends, the net value of each fund decreased by 0.2 yuan, and now the net value is 1.4 yuan. Then the investor's assets are: fund share × cash value =10000×1.4 =14000 yuan, and cash dividend = 0.2× 10000 = 2000 yuan.

Total assets after dividends = fund assets+cash dividends =14000+2000 =16000 yuan.

Through the above calculation, we can see that the total assets before and after dividends are exactly the same.

If the stock market rises in the afternoon, it is conducive to investors who choose to reinvest in dividends; If the stock market falls in the afternoon, it will be beneficial to investors who pay dividends in cash. Therefore, judging the situation of the stock market is the basis for choosing the dividend method.

Is there any long-term holding value? -Yes.