As far as safety is concerned, the safety factor of the fund is still very high, because its supervision system has become more and more strict and mature. The security of income, that is, whether it will lose money, mainly depends on the management ability of fund managers and the market trend of the whole financial market.

1, the general law of funds

To understand the profit and loss of the fund, we must first understand the most basic situation of Chu Fund, that is, the fund is net assets, and after we invest, we get the fund share. Simply put, the initial net value of the fund is 1, so if you buy 1 0000 yuan when the net value is1,then you have 10000 fund shares in your hand. In the subsequent period, no matter whether the fund's net value rises or falls, if there is no additional subscription, then the 654.38+00000 shares in hand are fixed, just like buying stocks. If 654.38+000000 yuan buys 654.38+000000 shares in 0 yuan, you can buy 654.38+000000 shares, and the stock price fluctuation will not affect the number of shares held by 654.38+000000 shares.

The difference is that with the constant change of fund net value, the share remains unchanged, but the market value of positions will change accordingly. Simply put, as long as we don't sell or buy a fund, its share will remain unchanged, and its market value may decrease with the change of the fund's net value. This situation belongs to the loss on the books, which we call floating loss, that is to say, as long as it is not sold, it cannot be a substantial loss.

2. the foundation loses money, but it will not lose extra money.

As I said before, the fund is net worth and we have a share. As long as it is not sold, there will be no substantial loss. But if it is sold, it will form a substantial loss, that is, from floating loss to real loss, real loss.

As I said before, the fund is net worth and we have a share. As long as it is not sold, there will be no substantial loss. But if it is sold, it will form a substantial loss, that is, from floating loss to real loss, real loss.

Theoretically speaking, for the net value of the fund, only when this value finally reaches 0 can all the invested funds lose money. In fact, once the fund is in liquidation, it will be liquidated, and basically all the money will not be lost. For example, the size of the fund is less than 50 million for 60 consecutive days, or the number of fund holders is less than 100 for 60 consecutive days, or the fund manager takes the initiative to initiate liquidation.

Simply put, if the net value of a fund continues to plummet, it may be redeemed by most fund holders, resulting in a smaller fund size or fewer fund holders, which may lead to liquidation. Upon liquidation, the remaining funds will be distributed back to all fund holders according to their shares.

No matter whether the net value of the fund falls sharply or it is liquidated, the fund holders do lose money, but only the invested funds are lost, and there is no need to lose money. Because the net value of the fund will not be negative. It can be said that fund investors did not actually lose all 6,543,800 yuan. In addition, when the fund is liquidated, there is still a fixed share in hand, but the funds that can be recovered are really few.

It can be seen that the fund is a net asset, and the net value will not reach a negative number. In the case of sale or liquidation, it also belongs to the scope of loss-making investment, and there will be no additional losses.