It may be that banks have political tasks, and each bank outlet has to sell a certain amount of funds. Secondly, it may be that the commission of the fund is relatively high, and the recommended staff can get more commissions.

If investors pursue stable income, it is better to deposit on time. If investors pursue excess returns, they can choose funds. When choosing a fund, we can judge from three aspects: historical performance, maximum withdrawal amount and fund manager. If it is a new fund, it can be judged from the investment direction of the fund manager and the fund forecast.