It must be so, because as an investment method, funds can be divided into different returns and risks according to their types. Young people have a higher risk preference. You will find that the older they get, the less they want to take risks. They like safe and stable bank deposit management. Young people like to try new things, like adventure and challenge, so they prefer risky and profitable funds. For example, elderly customers with weak risk acceptance can choose money funds and bond funds, which have stable income and low risk, similar to many so-called guaranteed financial income, and banks also like to sell these fund products.

Young friends with high risk preference can buy stock funds or hybrid funds if they pursue high returns and high stimulation. The general sales channel of ETF securities companies is index funds. Fund sales channels are becoming more and more diversified. Now it is more and more convenient to buy funds, and young people can easily buy funds through online platforms such as Alipay. In addition, there are red envelope rebates and activities to attract more young people to buy funds. Kim. Even, many post-90s funds are eager to try.

As a higher education group in today's society, it is necessary for college students to contact and learn the basic investment methods of the fund, which is conducive to preventing modern college students from becoming friends "moonlight family" after work, and gradually exercising their ability to rationally plan and distribute income and manage money to determine whether your living expenses are excessive. No matter whether you are at home or working part-time, as long as you have extra money, buy some funds and know something about investment and financial management, there is nothing wrong. Especially for students majoring in finance, buying funds may help you to know your major more deeply. China's younger generation's awareness of financial management has gradually increased.

People just want to keep their money in the bank, while young people want to get more wealth with the remaining money in their hands. Therefore, more and more young foundations have emerged, and even many college students have begun to invest in funds and stocks. Determine your psychological endurance, because buying a fund is risky. If your psychological endurance is not strong, when the fund you buy loses money, it will affect your mood, but when it affects your study, it will not be worth the loss. Don't invest too much, because college students can't support themselves after all. Too much investment will affect your normal life, and your main task is to study. Too much investment will inevitably distract your attention and affect your completion of your studies.