It is better to hold funds for a long time for the following reasons:
1, low long-term holding cost.
The redemption rate of the fund is related to the holding days. The shorter the holding days, the higher the interest rate. If it is held for less than 7 days, a high redemption fee will be charged according to the standard of 1.5%. The longer the holding days, the lower the redemption rate, even the redemption rate is 0. If investors treat funds as stocks and buy and sell them frequently, the handling fee will be higher, and the income may not even be enough to pay the handling fee.
2. Hold funds that are easy to sell in the short term.
In the short term, investors need to accurately grasp the trend of funds in day trading, and earn a certain price difference by selling high and sucking low. Otherwise, it is easy for retail investors to sell the fund or buy it at a high level, that is, after investors sell it, the fund rises, misses the rising market of the fund, or frequently changes positions, so that investors stay at a high level and expand losses.
3. Short-term interference with the overall situation of investors
Frequent trading requires retail investors to keep an eye on every detail of the disk, not only the market, but also the hot spots and a foundation, which will greatly distract investors' time and energy without thinking about the big development direction.
4. The long-term holding income is higher than the short-term holding income.
According to historical statistics, investors' long-term income from holding funds is higher than that from short-term day trading.
It is easily influenced by the market in the short term.
People are more susceptible to market sentiment, and investment is often anti-human. Ordinary people see their money losing or rising every day. Even if you have confidence in a certain industry, it is easy to be swayed by considerations of gain and loss, which eventually leads to chasing up and killing down.