Agricultural Bank of China's financial products come in many types, including principal-guaranteed, non-principal-guaranteed, fixed-income, etc.

For non-capital-guaranteed and fixed-income financial products, if the market performs poorly, investment losses may result.

Even if you purchase a capital-guaranteed financial product, you may still lose money due to market fluctuations.

For example, if the asset allocation of a wealth management product includes varieties linked to the macroeconomy, such as stocks, REITs, etc., and these varieties perform poorly during the holding period, the net value of the wealth management product may also fall.

In general, any financial product may have the risk of loss, and investors should choose appropriate financial products based on their risk tolerance and investment goals.

At the same time, time deposits or low-risk financial products are relatively low-risk and suitable for conservative investors.

High-yield, low-risk financial products need to be treated with caution because they may not be in line with the actual situation of ordinary investors.