Any enterprise with a certain scale will have some financial work. Many people start with financial analysts. The work includes the analysis, summary and report of the company's financial situation, the financial budget and management of projects, departments and enterprises. Some large enterprises have departments in charge of mergers and acquisitions, which are responsible for coordinating with investment banks. The pressure of financial work in enterprises is less than that of working directly in financial institutions, and the average weekly working hours may be shorter.

2. Commercial banks

When commercial banks lend to enterprises, they need to manage the relationship with enterprises, recover the principal and interest, increase new loans and so on. This kind of work needs good numerical ability, analytical reasoning ability and some knowledge of credit analysis from the beginning. After a certain stage of career, the ability to establish interpersonal relationships becomes more and more important. The loan management income is good, the work is stable, and the pressure is relatively less than that of investment banks.

3. Credit card

One of the tasks of the credit card department is to analyze and manage the credit status of credit card applicants or cardholders. Due to the low annual interest rate in recent years, credit card business has developed rapidly, and it has become a hot industry in the depressed job market together with mortgage and other fields. Due to the different backgrounds of applicants or cardholders, some credit card companies are interested in applicants of all races for better analysis.

4. Venture capital

Venture capital invests in growth companies. If you enter a venture capital company after graduation, you may focus on the feasibility analysis of the business plan, including reading the plan, collecting and analyzing industry background information, and interviewing the company management. And you may also be responsible for managing the investments that have been made.

5. Stockbrokers

Stockbrokers are commission brokers, who are responsible for buying and selling stocks for customers and charging a certain commission in return. This job requires financial expertise, but more importantly, it requires sales ability and interpersonal skills. When stockbrokers have developed a broad customer base and established a solid customer relationship, they can spend more time recommending stocks to customers, but most of the early time is spent on establishing customer relationships.

6. Acquisition, merger and stock issuance

This is the most important source of income for most investment banks, and it is also a very eye-catching industry. This industry is very intensive. Analysts and assistants working in large investment banks may work more than 100 hours per week on average. In terms of the average work intensity of the whole industry, I am afraid that only young lawyers from management consulting and major law firms can compare with it. Strictly speaking, the working hours of investment banks are slightly longer than the average working hours of the latter two. On the other hand, the income of this industry is also considerable, and the ability gained in the work and the future prospects are good, so this industry will still attract a large number of excellent job seekers every year.

7. Private equity

Private equity is to buy part or all of the ownership of a company, or to provide funds to the enterprise in some form, and try to profit from it. When engaging in these activities, it is necessary to analyze the value of the invested company, so the work is very close to the M&A department of the investment bank. In fact, many people have worked in investment banks before entering the private equity field. One difference from venture capital is that many private equity capitals do not tend to invest in fast-growing enterprises in the development stage, but tend to invest in more traditional industries with undervalued investment value.