Because there is a relationship between the parent company and the subsidiary company, it is understandable that the bank sells the products of the subsidiary company on a commission basis. However, when investors buy, the product manual will indicate the issuer, and investors can check whether it is issued by the bank or CCB when they buy.
Generally speaking, the risk level of these wealth management products is between RI and R3, so the risk is not too high, which is very suitable for stable investors.
Many large banks have set up their own wealth management subsidiaries, separating banking business from wealth management business, also for the sake of less restrictions on the development of bank wealth management products and diversified and innovative development.
I. Transfer Limit of Mobile Banking of China Construction Bank
1, the daily transfer limit of CCB's mobile banking is: mobile banking dynamic password card users, single payment limit of 3,000 yuan, daily cumulative payment limit of 3,000 yuan, U shield users: single payment limit of 200,000 yuan, daily cumulative payment limit of 500,000 yuan.
2. Online bank transfer of CCB (usbkey), with a single transfer limit of 500,000 and a daily maximum of 5 million. CCB online bank transfer (dynamic password card), the single transfer limit is 200,000, and the maximum daily limit is 500,000.
3. CCB's mobile banking transfer limit system defaults to 200,000 yuan. If you need to adjust, you should bring your ID card and card to the bank counter to explain the transfer limit that needs to be modified, and just fill in the form. You can also call the customer service phone number of CCB 95533 and switch to manual service according to the prompt, explaining the modification of the quota.
Second, transfer restrictions.
The transfer limit refers to the maximum amount when the wealth management account transfers money to accounts other than the associated card and the agreement account. If the transmission limit is exceeded, the transmission instruction will not be executed.
Features:
1. There is a single transfer limit and a monthly total transfer limit.
2. The default single transfer limit and total monthly transfer limit are 1 1,000 yuan.
3. Customers can set their own transfer limit through the bank counter and professional wealth account, and must verify their ID cards.
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