The applicant can purchase the monetary fund directly through the fund company, or at the counter of the fund company or the securities business department. Fund companies usually have the best fund managers to help investors manage funds and even make investment plans.

Third-party platforms, including WeChat Wealth Management, Alipay, Ant Wealth and other platforms, not to mention the change pass on WeChat is also a channel for purchasing money funds. Banking channels, applicants can withdraw cash at the counter several hours in advance, including online banking, mobile banking and telephone banking.