Hello, "Savings Dream Fund" means that because this card is a travel trendy card, users who love traveling can save a special fund in the card as a travel fund.

For the first three months of using the M+ card, online banking/mobile banking/Pad bank transfer fees are waived (effective on the day of account opening); and the first two domestic ATM withdrawal fees per month are waived, including non-local deposit and withdrawal fees.

and ATM inter-bank withdrawal (same city/different place) handling fees.

Starting from the fourth month, if the cardholder (under the same customer number) has a total average daily asset of all types of cards above RMB 1,000 (inclusive) in the previous month, he or she can also enjoy the above two fee discounts.

The calculation range of the daily average assets of the previous month referred to here includes time deposits.

If you have other questions, it is recommended that you consult "Online Customer Service"/cmu/icslogin.aspx?from=B&logincmu=0.