Legal analysis: the rural registered population (excluding the poverty-stricken population who set up a file and set up a card) with self-funded medical expenses exceeding 5,000 yuan within the scope of hospitalization policy due to illness; Family laborers aged 16 to 60 in the rural registered population in the whole region are injured or disabled due to accidental injuries, but it does not involve third-party compensation; Houses of rural registered population in the whole region collapsed or were damaged due to natural disasters. Non-poor low-income families whose per capita net income is less than the current national poverty alleviation standard 1.5 times (about 6000 yuan) can apply; If the poor households who set up the file card are disabled due to accidental injuries or damaged houses due to disasters, they can apply for relevant protection.

Legal basis: The product "Poverty Prevention and Compensation Protection" jointly launched by the implementation plan of poverty prevention and compensation protection and Cili Branch of China Pacific Property Insurance Co., Ltd. has set up a "protection net" on the poverty line for two groups of people in the county, namely, rural low-income households on the edge of poverty and poor households with unstable per capita income.