1, if it is a three-year period, the principal is 1 000, that is,10000 * 5.18% * 3 =1554; That is, after 3 years, you can get interest 1554 yuan. If you buy 1 year, you can get 345 yuan after 1 year; In five years, change 5. 18 to 5.75 directly according to the formula I just calculated; Change 3 to 5.

2. There is no risk, just like depositing in a bank; Give the money to the state and get back the principal after a certain period of time, as well as interest income.

3. Risk is directly proportional to income, high risk and high income, low risk and low income; Low risk and low return of national debt; If prices continue to rise, then the interest you get from buying government bonds or depositing them in the bank is not enough to make up for the shrinking purchasing power caused by rising prices. If you are old, or have limited income, or are extremely worried about risks, then buy government bonds and save them for a period of time; Others, you can consider buying stocks, funds, or investing in other things, with high risks and high returns.

References:

Please indicate the source of the old uncle's works in cornfield!