1, the provident fund can't be extracted for many times, and it can't be extracted twice;
2. Submit the materials to the company, and go to the financial department to stamp;
3. Go to the provincial center to submit information;
4. Prepare ID cards, application forms and provident fund cards;
5. You need to apply to the provident fund center where you open an account;
6. All the money is sent to the company account, which is distributed by the company.
The procedures for withdrawing public funds are as follows:
1. Submit the withdrawal application and related materials to the bank handling outlets after online booking;
2. The bank handles the audit materials of outlets and issues a notice of acceptance;
3, bank outlets will submit materials to the provident fund center for approval;
4. Withdraw and transfer to the personal designated account. According to different reasons for extraction, the materials submitted to the bank's handling outlets are also different.
The situations in which the provident fund can be withdrawn include the following:
1. Purchase, decorate and build houses;
2. Retirement;
3. Losing the ability to work and leaving the original unit;
4. Repay the house loan;
5. Renting a house, the monthly rent exceeds 20% of the family's total monthly income.
legal ground
Regulations on the administration of housing provident fund
Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund. Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.