Of course young people want to buy a house, but whether they should use the "six wallets" mentioned by experts is still controversial.

The experts' six wallets refer to: If young people get married, the 'six wallets' above the couple, that is, your parents, grandparents, grandparents and your partner's parents, grandparents, grandparents, can pay for you together.

For the down payment, it is recommended to buy a house.

In fact, whether to use 6 wallets depends on the situation.

In the first case, both parties' families are in good condition, and the elders are willing to help so that the children don't have to work so hard.

In this case, it is acceptable. The hardships endured by the previous generations will benefit future generations. Of course, future generations can give back to their families by spending more time with their families, taking them on trips, and other ways.

In the second situation, one party's family conditions are good and the other party's family conditions are not.

A matrimonial house is a necessity for marriage. After all, you will have to raise children, face school districts, and a series of other issues. The material guarantee of a matrimonial house can prevent both parties from being tied down by trivial matters in their future marriage.

The good party should contribute more, the bad party should contribute less, and the couple themselves should contribute a little, so it shouldn't be a problem to make a down payment.

In the third case, the family conditions of both parties are not good and they cannot rely on their families.

If you can't rely on your family, you can rely on yourself. The two of you can spend two or three years earning more money, save some money, pay the down payment, and get a bank loan to buy a house to meet your immediate needs.

In fact, a house is not just a necessity, it is also an investment product, or a financial tool.

If a house is chosen in a good city and has good foundations, it will still have the potential to appreciate in value in the future. If it is resold in a few years, it will be a good investment if done properly.

In addition, real estate can also help your wealth and resist inflation, and the pressure to repay your mortgage will actually become less and less.

Whether it is the increase in age, the increase in income, or the shrinkage of the purchasing power of money due to inflation, the real pressure is actually smaller than the book pressure.