There are many channels to buy funds, from brokers and banks, and from the fund company's own official website. However, the nature of banks and securities markets is the same. There are both second-hand intermediary platforms and direct first-hand intermediary platforms, that is, official website, the fund company that issued this fund.

You can get more professional knowledge from the bank, because if you get a certain amount of buy buy from the bank, the bank will arrange an account manager for you, although the account manager may not give you more or less professional knowledge. But at least the bank itself is creditworthy, and you can make transactions. If any bank doesn't understand the formalities, I can help you. You don't need to grope bit by bit. Then the bank's own handling fee rate for such purchases is usually higher, which may be 1.5. It may be a point, but if you buy it from this online securities market platform, there is basically a discount.

But transactions are also more convenient, and they are all done through the internet. It is not so easy to buy anything from the Bank of China. Your account manager will give you advice, even saying that this advice will affect your own business. Sometimes they will give you some professional advice, which you think is not bad after listening, but sometimes their opinions are not necessarily right. Especially after listening to it, you find that the situation is completely opposite to what the other party encountered, and the bank can't bear this responsibility. It's still you who really make the decision.

I think the best purchase channel is official website, a fund company. What is the name of the fund you want to buy? You can find out who sent it online, at least from the basic information provided by the fund. When you go to this company to buy in official website, the handling fee rate is lower, the service is more professional, and the information is the most timely and difficult.