The proportion of medical insurance reimbursement is only related to the hospital level. The higher the level, the lower the reimbursement rate, regardless of public or private. If this hospital is designated by the insurance company, it can be reimbursed. You can check whether the hospital meets its requirements in the insurance policy. There are also designated hospitals for commercial medical insurance of insurance companies, which are generally local people's hospitals (so-called public hospitals) above the second level.
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Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.
The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund.
Medical insurance is one of the basic social security policies in China, which provides basic protection for the health of China residents. Generally speaking, the economic development in different regions is different, so the reimbursement ratio is different.
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