The reason why employees in enterprises pay more than 3, yuan for basic old-age insurance and inquire more than 1, yuan for personal accounts is that the basic old-age insurance premium is paid by the enterprise at 2% and the insured at 8%. So the total amount is more than 3 thousand, and the personal account inquiry is more than 1 thousand

Take the contribution ratio of endowment insurance as an example: enterprises pay 2% of their total contribution base every month, and employees pay 8% of their wages. Among them, individual industrial and commercial households and flexible employees in cities and towns pay the basic old-age insurance premium at the rate of 2% based on the average monthly salary of employees in the previous year, of which 8% is included in personal accounts.