Bond funds have relatively stable returns and low risks. Most citizens will choose to allocate bond funds to balance the risks brought by partial stock funds. So in most cases, bond funds appear as supporting roles. In fact, bond funds play a very important role in our asset allocation and cannot be ignored. Only by rationally allocating stocks and bonds can we build a good investment portfolio. How long does the bond fund hold the best return?

For bond funds, its income curve is relatively flat, and most bond funds take the snowball route, which means that the overall fluctuation of the fund is relatively small, and the income mainly depends on the accumulation of time.

If you hold a bond fund for a short time, you will find that the investment experience is average, because the income effect is not obvious, it is difficult to obtain stable income for short-term holding, and you will face higher redemption fees.

Holding bond funds for a long time is much more likely to obtain considerable returns. If you have a plan to invest in a bond fund, stick to it for at least one year.

The share of the same bond fund is different, which is divided into Class A, Class B and Class C. ..

Class A stands for the front-end charging mode, in which the subscription fee is paid first at the time of subscription and the redemption fee is deducted at the time of redemption. Class A stocks are more suitable for long-term investment and have higher cost performance.

Class B represents the back-end charging mode, and the subscription fee will be deducted when the fund is redeemed. At present, there are few B-share funds in the market, because there is no need to pay any front-end fees when purchasing.

Class C refers to investors who do not charge subscription and redemption fees, but accrue daily sales service fees, which are suitable for investors with high liquidity requirements and a holding period of less than one year.